Transportation Network Company, such as Uber and Lyft, has been growing exponentially in United States.
Number of people are trying to work as a TNC driver to earn either extra income or work as a permanent job. Many insurance companies have followed the trend and created the TNC endorsement options in auto policies. (Mercury, Allstate and Progressive)
All TNC drivers must have TNC endorsement or your personal auto policy may cancel when accident happens during operation as a TNC driver.
Here are general tips regarding TNC endorsement and how it covers you and your vehicle. Insurance company divide endorsement into these stages, Offline, Period 1, Period2, and Period 3.